Welcome

This Privacy Policy applies to www.texassis.com and Melody Wade DBA Specialty Insurance Solutions and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Melody Wade DBA Specialty Insurance Solutions include www.texassis.com and Specialty Insurance Solutions. By using the Specialty Insurance Solutions website, you consent to the data practices described in this statement.

At Specialty Insurance Solutions, we are committed to protecting your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers, we offer this pledge:

Specialty Insurance Solutions is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

What information do we collect?

We collect, maintain, and may sometimes disclose nonpublic personal information about you that can be used to identify you relating to the products and services you request from us. We collect personal information from you that you voluntarily provide when you fill out a form. We will ask you to provide your personal information to us when you make a request to enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Web site. When you enroll or request a quote for an insurance policy at Specialty Insurance Solutions, nonpublic personal information we will ask you to provide may include your name, home address, mailing address, social security number, wage or income information, driving record, policy coverages, medical information, credit history, telephone number and e-mail address. It may also include transaction information such as premium and payment history as well as claims history. We may also gather additional personal or non-personal information. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Specialty Insurance Solutions so we can provide you with policyholder service.  You may be asked to enter your name, e-mail address, mailing address or phone number when contacting us through this web site. You may, however, visit our site anonymously.

What do we use your information for?

Any of the information we collect from you may be used in the following ways:

We use Personal Information to provide the services and information you have requested and for administrative and analytical purposes. For example, unless otherwise prohibited by law, the Personal Information may be used to contact you (by telephone, regular mail, email, facsimile or other means) to answer your questions or respond to your comments, to send you information about our products and services, or carry out a transaction that you have requested, to provide emails, newsletters and other communications, to conduct market research, to ensure compliance with our policies and applicable laws and regulations, and to market our products and services.

The personal information we collect may include your name, title, company or organization name, work e-mail, work phone, work or home address, information about your job function, information about your company, and credit card information.

Like many Web sites, we use “cookies” and other tracking technologies to collect certain Information automatically whenever you visit this Web site. Cookies are files stored on your computer's hard drive by your browser. Most browsers accept cookies automatically but allow you to disable them. If you choose to disable cookies, you may be unable to use certain features of this Web site.

Information we collect through the use of cookies and other tracking technologies may include certain information about your visit, such as the name of the Internet service provider and the Internet Protocol (IP) address through which you access the Internet; location of your computer (but not your street address), browser information, operating system type; and the date and time you access the Site. We may also collect information regarding traffic patterns, the pages that you access while at the Site and the Internet address of the Web site from which you linked directly to our site. This information is used to help improve the Site, analyze trends, administer the Site and for online marketing.

With both cookies and other tracking technologies, the information we collect does not contain your name, address, telephone number, or email address. We do not generally link the information we collect through the use of cookies and tracking technologies to Personal Information you submit. However, we reserve the right to use information collected in this manner to identify a Web site visitor if we reasonably believe it is necessary or advisable to enforce the policies of this Web site, to protect us or our clients, to prevent fraud, deception, or illegal activity, or to protect this Web site or its visitors.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information we collect through this Web site. We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. However, no data transmission or information system over the internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the internet which are beyond our control; and (b) we do not warrant the security of any Personal Information you submit to us and all such transmissions are at your own risk.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website or one of our blogs. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

We may change this Privacy Policy from time to time without prior notice. Revised versions of this Privacy Policy will be posted on this Web site, together with an updated effective date. You should check this Web site regularly to see if any recent changes to this Privacy Policy have occurred. By continuing to use this Web site after we post any such changes, you accept the Privacy Policy as modified.

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

Specialty Insurance Solutions
PO Box 181

Belton, TX 76513
512-375-3374
web.admin@texassis.com

Effective as of April 15,2018